HOME BUYING STEP BY STEP
GET A MORTGAGE PRE-APPROVAL
Some buyers may not wish to pursue a mortgage pre-approval until they have found the home they want to buy. However, the idea of having a pre-approved mortgage amount makes the search for your new home much easier and less time-consuming because you have a good price range in mind. Like many industries banks are experiencing quite a bit of competition and are often willing to flex from their quoted rates. By getting pre-approved you can also get a rate guarantee, for a specific period of time, so if rates increase before you buy, you will get the quoted rate at the time of your pre-approval. As an experienced Realtor I can assist in finding the most competitive rates and terms available.
DETERMINE YOUR WISH LIST
Al & Andrea will ensure that you get view the homes that meet your specific needs and wants. You’ll have to decide which style of home and features are most important to you.
LOCATION, LOCATION, LOCATION.
Even if the home you choose has everything you need, the location might not be appropriate. When deciding where to live you should consider schools, commute, parks, and recreational facilities and how close you will be to family and friends. You can always make improvements to a home perhaps re-do a kitchen or finish a basement but if you are not happy with a location... you can never move it.
START YOUR SEARCH
When you are ready to begin your search for your new home Al & Andrea can generate a computerized search meeting all of your specifications. Al & Andrea will give you all of the listings meeting your price range, location and any specifics and thereafter you will be automatically notified of any new listings meeting your search criteria AS SOON AS THEY BECOME AVAILABLE. All new listings will be e-mailed to you as soon as they are listed, so you can BEAT OTHER BUYERS TO HOT NEW LISTINGS! Al & Andrea will take you to view the homes that are most ideal for you.
GET THE BEST DEAL
Al & Andrea will help educate you about the market prior to your purchase. Al & Andrea can inform you of what similar properties in the area have sold for and how they compare. Having this information at your fingertips, you are in a position to negotiate the best price and take advantage of any opportunities that may show up.
MAKING AN OFFER TO PURCHASE
Once you have found the home you would like to purchase, you need to present the Seller with an Offer to Purchase. As your home is probably your biggest investment you will make in your life, it is wise to have a professional realtor prepare your offer. It is a legal document that should be carefully prepared. As a Buyer’s representative Al & Andrea will ensure that the necessary clauses are inserted in your offer to protect you and look out for your best interests.
The process of making an offer, receiving a counteroffer and then revising it again is not uncommon. The whole process can seem like a roller coaster ride- exciting, but stressful. It’s all part of making the deal work best for you.
EXPERT NEGIOTIATORS
One of the most important functions Al & Andrea can do for you are to NEGOTIATE ON YOUR BEHALF. When you purchase a home, you want the best deal possible.